Your driving privileges in Kansas follow specific rules and regulations. If you’ve recently had a motor vehicle violation, you might need to obtain an SR-22 certificate. This requirement is easy to meet, but understanding what an SR-22 is and how to get one can make the process go much more smoothly.
What Is an SR-22 Certificate?
An SR-22 certificate is a formal document filed with the Kansas Department of Motor Vehicles proving you carry the required minimum of auto insurance. Essentially, it’s a way for the state to keep track of drivers who have demonstrated a higher risk on the road.
Who Needs to Get an SR-22 Certificate in Kansas?
You might need an SR-22 if you have any of the following convictions:
- DUI or DWI
- Driving without insurance
- Reckless driving
- At-fault accidents while uninsured
- Driving with a suspended license
- Failing to pay fines or judgments related to a car accident
- Habitual traffic violations
How Do I Get an SR-22 Certificate?
Getting an SR-22 certificate is easy. Here’s how:
- Contact an Insurance Agent: An insurance agent, like DJ Kauffman, will help you find an auto insurance policy that meets the state’s minimum and includes the SR-22 filing.
- File the Certificate: Your insurance company will electronically file the SR-22 certificate with the state.
- Maintain Coverage: It is crucial to maintain coverage for the specified period. A lapse in coverage could result in the suspension of your driver’s license, requiring you to start the process over.
Important Note: If your coverage lapses even for a day, the 12-month requirement restarts.
Finding the Right Insurance Company
When you need an SR-22, start by comparing quotes and services. The DJ Kauffman Agency serves Hutchinson, KS and is ready to answer any questions. Let us know how we can help today!
